Even after the recent pain in the stock market, the S&P 500 Index is down only 3% in 2018 (excluding dividends). That’s not so bad when you consider the benchmark index rose 19% in 2017. Still, more than half of the stocks in the index are in bear-market territory, showing how broad the decline has been. A…

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I’m sure you remember the mortgage meltdown of 2008 and the crazy aftermath. More than $1 trillion of your taxes went to bailout these so-called “Too-Big-To-Fail” banks. Because of that whole banking disaster, in 2010 President Barack Obama signed into law the Dodd-Frank Act, also known as the “Wall Street Reform and Consumer Protection Act.”…

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